This is true, the boys at the top will always look after themselves, similar to the pension age for the Army, is used to be (up until a couple of years ago) that after 22 years you would qualify for your full pension + lump sum, which if you were a warrant officer etc could be a nice little package to retire on at 38(ish).
They changed it to 65, to save money, and considering the only people who normally continue to serve until that age are senior officers its no surprise they felt it was a good move.
Obviously with the reduction in things like pensions etc the Army is struggling to retain current soldiers and recruit enough new ones.
I think that if the FA is to be overhauled, it shouldn't be done by the FA. An external organisation, with no connections to anyone involved in the FA, should come in to over see it. Of course that would bring with it additional costs.
But no one will trust an FA that has been re-organised by the same people that have been roundly criticised several times over the last year or two.